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  • Church Development Services


Updated: Aug 16, 2022

Church Development Financial Services (CDFS) draws on over 50 years of principal experience not only in development and restructuring church projects, but also in business mergers and acquisitions (up to $50 million) and large real estate transactions (over $175 million). Combining this experience with our love for the Lord, CDFS is able to deliver creative and cost effective financial solutions to the church.

Church Development Financial Services Division can assist your church with a wide range of services:

*Obtaining Church Construction Loans

*Obtaining Church Re-Financing

*Analysis of Financial Ability to Build

*Financial engineering

*Financial Engineering to Improve Financial Health of Church

*Budget and finances – review and analysis

*Cash Flow Projections

*Construction budget setting and cash flow projections

*Paying Off Bonds

Church Development Financial Services will take the role of assisting the church in sizing any potential debt it might need to incur, and then provide services, either as a broker or agent of the church, to develop various alternative structures and sources for obtaining funds.

Having procured over $500 million of church financing, and with a track record of underwriting success, CDFS principals will help the church understand what it can afford, where the resources are to pay for its borrowing, and to stay within the boundary of scripture regarding debt.

The lending market is tough at best, and even more so for churches. Fewer lenders are lending to churches and those that do have tougher lending criteria than ever before. CDFS will provide expert assistance in obtaining church financing with rates and terms that are most advantageous to the church.


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